Carnival of Personal Finance - History of College Football Edition

Ahh… the smell of freshly cut grass, the roar of the crowd, the pounding of 200+  pound men slamming into each other at breakneck speeds - yup, college football is just around the corner. For the next four months, millions of people, including me, will be glued to the TV every Saturday. What a glorious thing.

Where did this game get it’s start? Let’s check it out.

We had a lot of great submissions in this week’s carnival, here are the best of the best.

Walter Camp is considered the Father of American Football, and first made changes to the traditional game of rugby and morphed his creation into the beginnings of the football we enjoy today. He was also responsible for publicizing the game in the early days, writing many articles for magazines.

Editor’s Choice:

J. Money from Budgets Are Sexy presents Automation and Forgetting to Brush My Teeth., and says, “Forgetting to brush your teeth is like forgetting to pay your electric or credit card bill. You deal with them time and time again, but every now and then you simply forget! Automation helps with that.”

Ray from Financial Highway presents Probate: Understanding What Probate is-Steps in the Probate Process, and says, “A look at what probate is and the process of probate.”

Baker from Man Vs. Debt presents Leveraging Social Media:  My Journey To Untangle The Web

PT Money from Prime Time Money presents Cash for Clunkers Tax Rules - What You Owe, and says, “This explains the tax rules (both income and sales) behind the cash for clunkers program.”

Saving

FMF from Free Money Finance presents Take the Money and Run or Have a Big Bash?, and says, “An interesting option for parents of a bride or groom.”

Home

Curt from PennyJobs.com presents The Total Cost of Purchasing a Home Is at the Bottom, Now Is the Time to Buy and Lock In a Fixed Interest Rate.

Vince Scordo from Scordo.com presents 8 Neat Home Renovation Tips, and says, “home renovation tips, general”

negative net worth from My Negative Net Worth presents How Much Space Do You Need?.

The forward pass was a major innovation in the game. Before teams began to throw the ball they would run every single time. The ability to throw the ball forward put defenses on their heels and added a whole new dimension to the game.

Bargains/Shopping

Cool Mommy from My Cool Mommy presents Online Bargain Shopping For Dummies Guide.

Flexo from Consumerism Commentary presents Cash Bank Rebates Now Take the Form of Prepaid Debit Cards, and says, “I don’t like prepaid debit cards as reimbursement or cash back for something you’ve already purchased, but the practice is increasing in popularity.”

Stocks/Investing

DR from Doughroller presents Summary of the Best Online Discount Brokers, and says, “You’ve probably heard of many discount sites that allow you to trade stocks online (e.g., Zecco, Scottrade), but I’m guessing there are a lot of online brokers you’ve never heard of (Sogotrade may be one example).”

Jason Unger from Automatic Finances presents Can Monkeys Pick Stocks Better than Experts?.

Mr. Bee from Money Chronicle presents 529 Plan Selection for My Second Daughter, and says, “The conclusion of my research of 529 plans that led me to the selection of West Virginia Smart 529 Select College-Savings Plan.”

mfd from My Findependence Day presents The “If” Trap Of Investing, and says, “A look how hindsight can get a novice investor into trouble.”

Dividend Growth Investor from Dividend Growth Investor presents Buffett’s Newest Stock Pick.

Austin Frakt from The Incidental Economist presents Multi-Period Planning and Asset Allocation, and says, “This is the penultimate post in my investment planning series. It describes how to break one’s investment plan into multiple periods, which is relevant to the lifecycle approach to retirement planning. Some advice is provided for selecting a corresponding asset allocation.”

D4L from Dividends Value presents 4 Dividend Stocks For The Social Security Blues, and says, “If you have followed the U.S. Social Security saga over the last several years, you know it is projected to run out of money soon. As it turns out “soon” just may be much sooner than previously expected. To make matters worse, it has been “broke” for some time.”

vh from Funny about Money presents How Much Was That Dollar Worth? Interesting Money Tool.

Investing Toolkit from Investing Toolkit presents Stock Picking Pros and Cons: Should You Buy Individual Stocks?, and says, “Question of the day: should you pick stocks?”

Jim from Bargaineering presents TradeKing vs. Zecco: Discount Broker Comparison.

Joe Plemon from Personal Finance By The Book presents Traditional IRA Vs Roth IRA- Which is best?, and says, “Now you are struggling with whether you should use the Traditional or the Roth IRA. Here’s some things to consider. ”

Bowl games are a big deal now, but did you know the first one took place at the “Granddaddy of them All,” the Rose Bowl, in 1902? Michigan beat Stanford 49-0. The longest continuously operating bowl game, the Rose Bowl has been ‘assimilated’ in the Bowl Championship Series.

Debt Reduction

Jeff Rose from Good Financial Cents presents Suze Orman’s Debt Royalty List: An Order of Paying Off Debt, and says, “Suze shares which debts you should pay off sooner rather than later.  When you don’t have a lot of extra cash to spread around, this might help with your decision”

FFB from Free From Broke presents Debt Traps College Students Fall Into, and says, “College is an exciting time but it’s also a time when young students give in to temptations. Sometimes this leads a student falling into debt traps. Here are some common ones.”

Francine from Frugillionaire presents The Pay-As-You-Go Life.

Kris Bickell  from Debt Reduction Tips Blog  presents Success & failure - What exactly does it have to do with debt? .

Giving

Paul Williams from Provident Planning presents Prosperity Gospel or Greed Gospel? Give to Get, and says, “The “prosperity gospel” preaches that you should give more to get more.  But is this idea supported by the Bible?”

The Financial Blogger from The Financial Blogger presents My Point of View on Charity, and says, “Should you be giving to the homeless? How can you walk by them without thinking a second to give them a few quarters?”

Daily Living and Family

nickel from FiveCentNickel presents Calculating Your Real Hourly Wage.

Adam from Rabbit Funds presents Just how do you create and keep family wealth?, and says, “Borrowing from family via a formalized process helps you receive the financing you need and has the added benefit of growing family wealth. But is borrowing from family a good idea?”

Studenomist from Studenomics presents What To Bring To College- Money Management Basics.

B Simple from Simplified Financial Lifestyle presents Simple Personal Financial Tips - Educational Savings.

Len from Len Penzo dot Com presents Brown-Baggin’ It?  Here’s A Price Comparison of 10 Sandwiches..

Darwin from Darwin’s Finance presents Cash for Appliances Review: Hold that Purchase!, and says, “This article highlights the Fall Cash for Appliances Program, the details that have emerged to date and what it means to you as a consumer and taxpayer.”

Tom @ Canadian Finance Blog from The Canadian Finance Blog presents 10 Ways To Save Money On Back To School Shopping , and says, “With school coming soon, many parents will be shopping for school supplies and new clothing for their children. Here are some tips to get you through this busy time and also save you money!”

Bob from Christian Finances presents Clunkers results: American Cars traded for Asian Cars, and says, “According to the results from the Cash for Clunkers program it looks as if the Asian car-makers benefited the most.”

Aryn from Sound Money Matters presents Cheapest Sources for Foreign Currency While Traveling.

Madison from My Dollar Plan presents Budget Travel Tips.

Football helmets had a regretfully slow entrance into the game. Even though early helmets made their first appearance around 1896, but didn’t become standard in 1940.

Financial Planning

Mike from Gather Little By Little presents 7 Quick Numbers To Fix Your Personal Financial Situation, and says, “When we talk about personal finance, there are several rules of thumb that can help you build a solid financial plan. Here are a few numbers to remember when you want to improve your personal financial situation.”

Budgeting

Paul @ FiscalGeek from FiscalGeek presents How to Run Your Personal Finances Like a Fortune 500 Company, and says, “If it works to manage millions and billions of dollars perhaps it will work for your personal finances.”

Miranda from Personal Dividends presents The Importance of Cash Flow Management.

Roger Wohlner from Chicago Financial Planner presents Financial Clutter May be Hazardous to Your Wealth, and says, “When dealing with new clients and prospects, I often encounter financial clutter. I define financial clutter as a lot of “financial stuff.” Just like that overstuffed closet or garage, if you don’t sort through it you won’t know what you have.”

Jason @ One Money Design from One Money Design presents How Do You Manage Unexpected Expenses?, and says, “This post is related to handling unexpected expenses.  Too often credit is used as a short cut when a deeper look at spending and adjust of priorities is necessary.”

Every one who’s gone to a college knows their alma mater’s fight song, and will belt it out with pride many times during the course of a football game. Bands and the fight song are key to enjoying a Saturday at the football stadium.

Business  and Insurance

Silicon Valley Blogger from The Digerati Life presents Find The Best Web Host For Your Online Business, and says, “This article is about increasing income and investing in an online business! ”

Matt B from Financial Methods presents Your Job or Your Hapiness…A.K.A. Why I Demoted Myself.

Henry Stern, LUTCF, CBC from InsureBlog presents Playing Chicken with Health Insurance, and says, “Summary: If you’re changing insurance companies, and thinking about using your grace period to buy time, InsureBlog has some warnings.”

Credit and Banking

Craig Ford from Money Help For Christians presents The Advantages of Credit Cards over Cash, and says, “Cash is cheaper, but does the convenience of credit cards make them better?”

Wojciech Kulicki from Fiscal Fizzle presents 5 Benefits of Account Consolidation.

Craig Kessler from BudgetPulse Blog presents Good vs. Bad Credit: When and When Not to Borrow, and says, “For millions of people every day, bait is sent through the mail.  By bait, I mean credit card offers and businesses like CitiFinancial trying to loan you money.  While borrowing money is a fact of life, the type of borrowing you do can lead to a bad credit rating.  Here are some simple guidelines as to what types of credit are good and ones to avoid”

The Smarter Wallet from The Smarter Wallet presents Internet Banking: Compare Online Banks For Your Savings Needs.

Banker Saver from Banker, Saver presents The State of the Banking Industry vs Economic Recovery, and says, “State of the banking industry.”

Images and Stats Courtesy Wikipedia.org

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